Understand your Medicare options
Whether you're turning 65 soon or reviewing your current plan, Joseph can explain how Medicare works and help you compare options that fit your doctors, prescriptions and budget.
The parts of Medicare
Medicare has four main parts. Knowing what each one does makes it easier to compare your choices.
Part A — Hospital insurance
Generally helps cover inpatient hospital stays, skilled nursing facility care, hospice and some home health care.
Part B — Medical insurance
Helps cover doctor visits, outpatient care, preventive services and some medical equipment.
Part C — Medicare Advantage
Plans from private companies that provide Part A and Part B benefits, often with added benefits and a provider network.
Part D — Prescription drug coverage
Helps cover the cost of prescription drugs. Available as a standalone plan or included in many Medicare Advantage plans.
Medicare Advantage and Medicare Supplement
These are two different ways to build your Medicare coverage. Neither is right for everyone — it depends on your doctors, prescriptions, travel and budget.
| Topic | Medicare Advantage (Part C) | Medicare Supplement (Medigap) |
|---|---|---|
| How it works | A private plan that provides your Part A and Part B benefits, often with extra benefits. | Works alongside Original Medicare to help pay some of your out-of-pocket costs. |
| Doctors and networks | Often uses a provider network. Rules vary by plan. | Generally lets you see providers who accept Medicare. |
| Prescription coverage | Many plans include Part D drug coverage. | Doesn't include drug coverage, so a separate Part D plan is usually considered. |
| Costs | Costs vary by plan and may include copays, with a yearly out-of-pocket limit. | A monthly premium in addition to Part B, with more predictable costs when you get care. |
Plan details differ by carrier and location. Enrollment continues through approved Medicare or carrier systems.
Timing, doctors and prescriptions
Enrollment periods
Medicare has set times to enroll or make changes, including when you first become eligible. Timing matters, so it helps to plan ahead.
Doctors and prescriptions
Bring a list of your doctors, pharmacies and medications so you can check how each plan handles them.
Help paying costs
Programs such as Extra Help and Medicare Savings Programs may help some people with limited income. We can explain how to learn more.
Request Medicare information
Ask Glajola Resources to contact you about Medicare options. You choose how we may contact you, and there’s no obligation to enroll.
How we help
Tell us what you need
Share a little about yourself, your household and what matters most to you in your coverage.
Review options with Glajola Resources.
We explain the options that may fit, in plain language, and answers your questions.
Continue with the right provider
When you're ready, you continue through the appropriate approved carrier or enrollment platform.
Questions people often ask
Quick answers to common questions. For anything about your own situation, Joseph is happy to help.
Coverage Glajola Resources can help with
Let's talk about your coverage
Contact Glajola Resources to book a time that works for you. You don’t need to have everything figured out first.