ACA Marketplace
Individual and family health plans, enrollment timing and help finding the premium tax credits you may qualify for.
Independent health insurance broker · Richmond & Houston, TX
Health insurance feels complicated. Choosing it shouldn’t.
Plain-language help with health plans for families and individuals. We compare ACA Marketplace, Medicare, dental, vision and life plans from many carriers, check your doctors and prescriptions, and help you enroll, at no cost to you.
- Licensed in Texas & Kentucky
- Mon–Fri 9–6 · Sat 9–2 (CT)
- English & Español
ACA MarketplaceFamily plans, tax credits and enrollment help
Fits your budget
We compare premiums, deductibles and the tax credits you may qualify for.
Built around you
Plans checked against your doctors, hospitals, pharmacies and prescriptions.
Simple from start to finish
Book online in English or Español, enroll with confidence, and get help at renewal.
Private and pressure-free
We never sell your information, and you decide in your own time.
Coverage finder
Not sure where to start? Answer four questions.
In under a minute you'll see which coverage fits your situation, whether you can enroll right now, and the quickest next step.
Enrollment right now
Checking today's enrollment periods…
Who needs coverage?
How old is the oldest person needing coverage?
Do you have health coverage through a job?
Which state do you live in?
Recommended
Our coverage
One agency for every stage of life.
Talk it through with us on WhatsApp, or book a free consultation at a time that suits you.
Carriers we work with
One conversation. Plans from 20+ carriers.
As an independent broker, we compare plans from many insurers side by side instead of selling just one company's products.
Carrier and plan availability varies by state, county and coverage type. Carrier names are trademarks of their owners and are shown to identify the companies we are contracted with; Glajola is not the insurer. We do not offer every plan available in your area.
Medicare guidance
Turning 65, or rethinking your plan?
Medicare has deadlines, penalties and dozens of plan choices. We walk you through each part, then compare plans against the doctors, hospitals, pharmacies and prescriptions you already rely on.
Book a Medicare conversation Start a Medicare quote onlineParts A & BWhen to enroll, and what Original Medicare pays for.
Medicare AdvantageAll-in-one plans, networks and extra benefits.
Medicare SupplementFilling the gaps Original Medicare leaves behind.
Part DDrug plans checked against your actual prescriptions.
Your enrollment calendarToday
We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Your doctors come first
Make a list of the doctors and pharmacy you want to keep.
Search the official national provider registry, add the ones you use, and bring the list to your consultation. We check each plan's network against it before you choose.
My list (0)
Results come from the CMS NPI Registry, the official list of U.S. providers.
How it works
Three steps. No pressure.
01
Book a time
Choose a time online in a couple of minutes and tell us what matters to you: budget, doctors, prescriptions.
02
Compare with an expert
We lay out the plans that fit side by side, explain the trade-offs and answer every question.
03
Enroll and stay supported
You enroll through the approved carrier or platform, and we stay with you for renewals and changes.
Joseph U. Ojukwu
Founder & CEO, Glajola Resources Inc
Licensed in Texas and Kentucky
About Glajola Resources
A family name with a global history.
Glajola Resources Inc is an independent health and benefits agency helping individuals and families in Texas and Kentucky understand their coverage options.
Glajola Resources began in Nigeria in 2003 as a business founded by three brothers with an ambition to build opportunities beyond one market. Starting in general merchandise and trading and real estate, the family developed the Glajola name through business activities in Nigeria, India, Dubai, and the United Kingdom. Each chapter brought new relationships, new experiences, and a broader understanding of how to serve people from different backgrounds.
Joseph U. Ojukwu brought that entrepreneurial spirit to the United States, establishing Glajola Resources here in 2015. As he built his career in insurance, he recognized a need for guidance that felt personal and straightforward. People were being asked to make important decisions about their health and financial protection, often while trying to understand unfamiliar terms, changing options, and complex enrollment processes. Joseph wanted Glajola to be a place where they could ask questions and receive clear, patient answers.
- 2003Founded in Nigeria
- 2015Established in the U.S.
- 2016Began in insurance
- TX & KYLicensed states
Read the full storyShow less
Today, Glajola Resources Inc serves individuals and families in Texas and Kentucky, including Richmond and Houston, Texas. As an independent broker, we help clients explore health insurance, Medicare, life insurance, dental, vision, and other available coverage options. Our international roots shape the way we work: we welcome people from many communities, listen to their individual circumstances, and take the time to explain their choices.
The Glajola name has traveled across borders and across different kinds of business. In insurance, our purpose is clear: to help people make informed decisions and feel supported before, during, and after enrollment.
Joseph U. Ojukwu
Joseph U. Ojukwu is the founder and CEO of Glajola Resources Inc. He is an entrepreneur and insurance professional whose work brings together international business experience, a background in information technology, and a personal commitment to serving families and communities.
Joseph holds a Bachelor of Science degree in Information Technology. His education gave him an appreciation for solving problems, organizing information, and making complicated systems easier to use. He brings that same approach to insurance: understanding the details, explaining them in everyday language, and helping each client see how a choice may affect their family.
Before focusing on Glajola’s insurance services, Joseph helped develop the family’s business interests across multiple countries. After establishing Glajola Resources in the United States, he began working in insurance in 2016 and gained experience with other insurance organizations. Those years gave him direct experience speaking with clients, learning their concerns, and guiding them through decisions about coverage.
Joseph later brought his insurance work under the Glajola name. He leads the agency with the belief that clients deserve more than a list of plans or a quick enrollment. They deserve someone who will listen, explain the options honestly, answer follow-up questions, and be available when their needs change.
Based in the Houston area, Joseph works with people from many walks of life, including families navigating the U.S. insurance system for the first time. His goal is to make every client feel informed, respected, and confident about the next step: listen first, explain honestly, and help you move forward through the appropriate carrier or enrollment platform when you’re ready.
Our approach
Understandable explanations
Insurance terms can be confusing. We explain how each coverage option works in plain language.
Personal assistance
Our agency takes time to understand your household and priorities and provides personal guidance.
Help comparing options
We help you compare appropriate options side by side so you can decide what fits.
Service areas
Serving Richmond and Houston, Texas, and clients across Texas and Kentucky.
Business hours
Monday–Friday: 9 AM–6 PM CT
Saturday: 9 AM–2 PM CT
Sunday: Closed
Licensing
Licensed in Texas and Kentucky. Glajola Resources is an independent insurance agency and health insurance broker. Plan availability, benefits and eligibility vary by carrier and location.
Testimonials
What clients have to say.
Real reviews from individuals and families Joseph has helped, shown as they wrote them.
5.0Average rating
100%Would recommend Joseph
22Total ratings
I had a great experience working with Joseph Ojukwu as my health insurance agent. Joseph is very professional, knowledgeable, patient, and genuinely committed to helping his clients find the right coverage for their individual needs. He took the time to explain my options clearly, answered all my questions, and made the entire insurance process simple and easy to understand. I especially appreciated his responsiveness, attention to detail, and willingness to go the extra mile to make sure I was comfortable with my decision. If you are looking for a trustworthy, reliable, and knowledgeable health insurance agent who truly cares about his clients, I highly recommend Joseph Ojukwu. His professionalism and excellent customer service are outstanding.I highly recommend his services. He is professional, dependable, and truly cares about his clients. He took the time to explain everything clearly and kept me informed throughout the entire process. His attention to detail and commitment to providing excellent service really stood out. My family and I are very grateful for his help and professionalism.I had a great experience working with Joseph! He was knowledgeable, responsive, patient, and made the entire process so easy. I truly appreciate his professionalism and dedication to finding the right coverage for me. Highly recommend him!Helped with: Medicare Advantage
He's very professional and very reliable.I know anytime I need his assistance he will give me phenomenal services and he's very informative about everything from beginning to end. My family appreciates your services.Helped with: Professional Services, Medicare Supplement, Individual / Family Plans, Medicare Advantage
I found Mr Joseph to be very knowledgeable, friendly & patient. He is devoted to his client’s satisfaction in their choosing & using their chosen insurance plan. I highly recommend him.Helped with: Professional Services
Mr Joseph was very professional in finding the right coverage I needed. He’s very helpful and patient in answering questions. I will recommend him to everyone,,,Show all 20 reviewsShow fewer reviews
He is resilient companionate sincereHe's very professional in finding the right coverage i needed, he is patient and always available to help.Helped with: Life Insurance
Very articulate and swift to respondHelped with: Life Insurance
Very great agent.He’s Absolutely Great And Transparent, A Good Listener, Very Patient And Always Available And Helpful. I Recommend Him 100%.Helped with: Medicare Advantage, Dental Plans, Vision Plans
He is absolutely the best!He's very knowledgeable, amiable & professional. I'll use his services over & over. 💯Helped with: Individual / Family Plans, Dental Plans, Vision Plans
He is excellent, patient, good listener, Professional, and very knowledgeable.Helped with: Individual / Family Plans, Group Benefits
He listen, very patient,very professional, and knowledgeable in aspect concerning Market place insurance.Helped with: Individual / Family Plans, Group Benefits
Extremely professional and informativeThe best of the best! Mr. Joseph in extremely patient, reliable and gives nothing but the best and most affordable plans.Helped with: Individual / Family Plans
He is good at what he does . He takes time to listen to you and provide the needed services. He understands where he clients are coming from.Helped with: Individual / Family Plans, Medicare Advantage
Joseph always offers prompt and tailored attention to client attentionHelped with: Individual / Family Plans
I’m happy with your services, you have really made my health health insurance very easy and accessible,. Thank youHelped with: Individual / Family Plans
Ratings and reviews from Joseph’s RetireFlo profile. See them on RetireFlo ↗
Book a free consultation
FAQs
Straight answers.
Have a question about your own situation? A short call is usually the fastest way to an answer.
When can I enroll in a Marketplace plan?
Most people enroll during annual Open Enrollment. A life event such as losing coverage, moving, marriage or a new baby can open a Special Enrollment Period outside that window.
Can I keep my doctor?
It depends on each plan’s network. Tell us your doctors, hospitals and pharmacies when you book and we check them against every plan we review with you.
When should I start planning for Medicare?
Ideally a few months before you turn 65. Your Initial Enrollment Period starts three months before your birthday month, and late enrollment can carry lasting penalties.
What should I have ready for my appointment?
A list of your doctors and prescriptions, your current insurance card if you have one, and an estimate of household income for Marketplace plans. Please never email Social Security numbers.
Do you serve clients outside Houston?
Yes. We meet with clients by phone across Texas and Kentucky, with a local presence in Richmond and Houston.
Talk to Joseph
Let's find the right coverage for you.
Serving Richmond, Houston and clients across Texas and Kentucky. You don't need to have it all figured out before we talk.
Glajola Resources Inc · 15002 Lakefair Dr, Suite 368, Richmond, TX 77406
Next open appointment times
Central Time. Pick any time to finish booking in about two minutes.
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Glajola Assistant
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AI assistant, not a licensed agent. Please don't share Social Security, Medicare or card numbers here.