Health coverage through the Marketplace
Marketplace plans offer health coverage for individuals and families who don't get coverage through work or another program. Glajola Resources Inc can help you understand your choices and what to check before you enroll.
What Marketplace coverage is
The Health Insurance Marketplace was created by the Affordable Care Act (ACA). Plans are offered by private insurance companies and must cover essential health benefits, such as doctor visits, hospital care, prescriptions and preventive care.
Plans are grouped into metal levels that balance monthly premiums against what you pay when you get care. Glajola Resources can help you understand the trade-offs.
Quotes and enrollment happen through HealthSherpa
When you're ready, quoting, enrollment and any sensitive application details are handled securely through HealthSherpa, an approved enrollment platform — not through this website.
When you can enroll
Open Enrollment
The yearly window when anyone can enroll in or change a Marketplace plan. We can help you confirm the current enrollment dates.
Special Enrollment
A window outside Open Enrollment that may open after certain life events. Time limits apply, so it's best to ask soon after a change.
Qualifying life events
Examples include losing other health coverage, moving, getting married, or having or adopting a child.
Help with costs
Many households can get help paying for Marketplace coverage. We can't confirm eligibility in advance, but Glajola Resources can explain how these programs work.
Premium tax credits
A tax credit that can lower your monthly premium, based on household income and size. Whether you qualify is decided through the official application.
Cost-sharing reductions
Extra savings on deductibles, copays and coinsurance for some households who choose certain plans. Eligibility is also decided through the official application.
Getting ready to talk
You don't need everything in place, but these details make the conversation easier:
- Who in your household needs coverage
- An estimate of your household income for the coverage year
- Any current coverage and when it ends
- Your ZIP code
- Doctors, clinics and hospitals you want to keep
- Prescriptions you take regularly
About documents
The official application may ask you to confirm details such as income or immigration status. If documents are needed, you'll be guided through the secure application process. Please don't upload or email documents through this website.
Before you choose a plan
Doctors and hospitals
Check whether the doctors, clinics and hospitals you use are in each plan's network.
Prescriptions
Look at how your regular medications are covered and which pharmacies you can use.
Total yearly costs
Consider the deductible and out-of-pocket maximum, not just the monthly premium.
How we help
Tell us what you need
Share a little about yourself, your household and what matters most to you in your coverage.
Review options with Glajola Resources.
We explain the options that may fit, in plain language, and answers your questions.
Continue with the right provider
When you're ready, you continue through the appropriate approved carrier or enrollment platform.
Questions people often ask
Quick answers to common questions. For anything about your own situation, Joseph is happy to help.
Coverage Glajola Resources can help with
Let's talk about your coverage
Contact Glajola Resources to book a time that works for you. You don’t need to have everything figured out first.