GLAJOLA RESOURCES
Get Insured With Glajola Resources Insurance Services
Proteting your health is an investment in your future. let us find the right health insrance plan to safeguard your well-being
WHAT WE DO
We Give Quality Insurance To Families and Love Ones
Affordable Care Act
Our Affordable care act services are committed to providing security for your financial future
Life Insurance
Our Life Insurance is committed to providing peace of mind to you and your love ones.
Why Choose us?
Budgeting
We offer affordable plans that fits your budget, ensuring you get your coverage without breaking the bank.
Flexibility
Our plan are tailored to your needs, providing flexible options for doctors visits, coverage, and more.
Convenience
We make it easy to enroll, manage your plan, and access care all in one place with dedicated support.
AFFORDABLE CARE ACT
(Obamacare)
The Affordable Care Act (ACA), also known as "Obamacare",has helped millions of people get health care coverage. Before the ACA, health insurance was unaffordable and unavailable for many. Now, with Obamacare, if you meet certainqualifications,the government will help pay for your monthly premiums and out-of-pocket cost. And for those who have preexisting medical conditions, you can no longer be denied coverage under Obamacare.
We are not the government. We are not a health insurance company. Instead, we work with multiple health insurance providers and brokers, making it easy for you to compare several options -- all in one place.
Frequently Asked Questions (FAQ)
Health insurance provides financial protection by covering a portion of your medical expenses, including doctor visits, hospital care, prescriptions, and preventive services. Instead of paying the full cost out of pocket, your plan shares the cost, making healthcare more affordable.
Benefits:
Protects against unexpected medical bills
Ensures access to quality healthcare
Supports long-term health through preventive care
Yes. Certain Qualifying Life Events (QLEs)—like marriage, birth/adoption, losing coverage, or moving—allow you to enroll or update your plan through a Special Enrollment Period (SEP).
ACA (Marketplace): Typically 60 days from the qualifying event
Medicare: Certain events may trigger a SEP with its own rules
For ACA (Marketplace):
Proof of identity (driver’s license, state ID, passport)
Social Security numbers for all applicants
Proof of income (pay stubs, W-2s, tax returns)
Immigration documents (if applicable)
Current coverage information
Household details (names, DOBs, relationships)
For Medicare:
Social Security number
Proof of age/citizenship
Medicare card or notice (if already enrolled)
Proof of income (if applying for assistance)
Consider:
Coverage needs: Doctor visits, hospital care, prescriptions
Provider network: Ensure your doctors and hospitals are included
Costs: Compare premiums, deductibles, and out-of-pocket expenses
Prescription coverage: Confirm your medications are covered
Financial assistance: Check eligibility for tax credits or cost-sharing reductions
Tip: Licensed agents can help compare options and find the best fit.
Yes. ACA-compliant plans cannot deny coverage or charge more for pre-existing conditions. Medicare also provides coverage regardless of medical history.
A Special Enrollment Period (SEP) is a time outside Open Enrollment to sign up for or change your plan due to a Qualifying Life Event (QLE), such as:
Marriage or divorce
Birth/adoption of a child
Loss of coverage
Moving
Changes in eligibility for financial assistance
ACA Marketplace: Typically 60 days from the QLE
Medicare: SEPs may apply depending on the event
Consider:
Family needs: Visits, prescriptions, ongoing treatments
Provider network: Doctors, pediatricians, specialists
Costs: Premiums, deductibles, copays, out-of-pocket maximums
Prescription coverage: Ensure all medications are included
Plan type: HMO, PPO, EPO options
Financial assistance: Check Marketplace credits/reductions
Tip: Agents can guide you to the plan that best fits your family’s needs.
ACA (Marketplace):
Open Enrollment: November 1 – January 15
Coverage starting Jan 1: Enroll by Dec 15
Coverage starting Feb 1: Enroll after Dec 15 but before Jan 15
Medicare:
Annual Enrollment: October 15 – December 7
Changes take effect January 1
Missed Open Enrollment? You may qualify for a Special Enrollment Period.
If you miss Open Enrollment, you generally cannot enroll until the next period.
Exceptions: Qualifying Life Events (QLEs) allow a Special Enrollment Period to enroll or make changes. Examples:
Marriage or divorce
Birth/adoption
Loss of coverage
Moving to a new state
Have a questions?
We're here to help
info@glajolaresources.com
www.glajolaresources.com
"Healthcare is a right, not a privilege. It's a fundamental human need, like food and shelter, and just as essential for living a healthy, productive, and fulfilling life." — Barack Obama