Get the Medicare Plan That Fits Your Needs!
Reliable Coverage for Every Stage.
WHAT IS MEDICARE
MEDICARE
Medicare insurance is a federal health insurance program in the United States primarily designed for people aged 65 and older, but it also covers certain younger individuals with disabilities and those with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS).
WHO NEEDS MEDICARE INSURANCE
Individuals with End-Stage Renal Disease (ESRD):
People with ESRD, a condition where the kidneys no longer function adequately and require dialysis or a kidney transplant, may qualify for Medicare.
Caregivers and Family Members:
Caregivers and Family members may need to understand Medicare to assist loved ones in navigating the system, making decisions about coverage, and managing costs.
Spouses or Dependents of Medicare Beneficiaries
While Medicare generally doesn’t cover spouses or dependents, it can be relevant for individuals who are planning their coverage alongside a spouse’s Medicare enrollment.
WHAT DO MEDICARE COVERS
HERE ARE WHAT MEDICARE COVERS
Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and some home health care.
Part C (Medicare Advantage): Offered by private companies, this plan combines Part A and Part B coverage and may include additional benefits like vision, dental, and hearing coverage. Many plans also include prescription drug coverage.
Part D (Prescription Drug Coverage): Provides coverage for prescription medications through private insurance plans.